Calculate the Cost, Part 2 – Luke 14:31-33

In Luke 14:28, Jesus uses a parable to illustrate the importance of deliberate decision-making: a man first sits down to calculate the cost of building a tower to ensure he has sufficient resources to complete it. In the same way, those who desire to follow Christ must thoughtfully evaluate what it means to live a life built upon Him. Discipleship is not casual. It is a commitment that requires intentional preparation and spiritual cost analysis.

To “count the cost” involves acknowledging and accepting the terms that Christ sets forth. As John Koessler observes, “In following Christ, we cannot simply follow our own inclinations. We cannot follow Him and the world’s way at the same time. Following Him may mean we lose relationships, dreams, material things, or even our lives.” This underscores the exclusivity of discipleship—it demands our full allegiance and a willingness to surrender anything that competes with Christ’s lordship.

Furthermore, to count the cost means responding to Christ’s call to serve Him out of wholehearted devotion, according to His will. Discipleship cannot be taken lightly, for nothing bears more eternal weight. Every act of obedience has lasting implications. Peter exemplifies this commitment in Matthew 19:27, where he declares, “Behold, we have left everything and followed You,” reflecting the seriousness of abandoning all for the sake of Christ.

Jesus’ teachings about eternal life are often paired with stern warnings. John MacArthur notes that Christ repeatedly emphasized the difficulty of the path to salvation: “The cost of following Him is high, the way is narrow, and few find it. Many who call Him Lord will be turned away from the kingdom of Heaven.” Salvation, then, is not a superficial decision but one that involves full submission and reverence for the gravity of the call.

Total Commitment and Total Surrender
A crucial component of discipleship is complete, unconditional commitment to Christ. Throughout history, nations at war have required unwavering loyalty from their citizens—even to the point of death. Likewise, Christ calls His followers to an even greater level of devotion, one that may cost their very lives. What often stands in the way is our lack of faith and human pride. Overcoming these barriers requires abiding in Christ continually, drawing strength from Him for both endurance and victory over sin.

Scripture gives us powerful images of this level of commitment, especially in the context of the end times. Revelation 20:4 presents a vision of faithful believers who were martyred “because of their witness of Jesus and because of the word of God.” They refused to worship the beast and were rewarded with reign alongside Christ. Such examples underscore that unwavering loyalty to Christ—regardless of cost—is the standard of discipleship.

True assurance in our commitment comes when Christ becomes our ultimate aim. Only those with undivided hearts can truly follow Him. Discipleship demands that all of life be oriented around Christ, with nothing withheld. This heart posture must precede action; it is the only acceptable offering.

But how does one practically live out this commitment? Acts 2:42 gives us the framework: devotion to the Word of God, genuine fellowship, the breaking of bread (communion), and persistent prayer. These spiritual disciplines serve as the fruit of discipleship. Through them, we grow in love for God and for others, manifesting the marks of a true follower of Jesus.

Even more fundamental than commitment is unconditional surrender. Jesus illustrates this through another parable: a king facing certain defeat wisely sends a delegation to seek terms of peace (Luke 14:31–32). In the same way, surrendering to Christ involves acknowledging our inability to save ourselves and entrusting everything—our future, ambitions, and rights—into His hands.

A life of surrender and commitment becomes a powerful testimony of faith. Abraham demonstrated this when he was willing to sacrifice Isaac in obedience to God’s command. His actions showed both total trust and complete surrender. Similarly, Paul gives voice to this lifestyle in Galatians 2:20: “I have been crucified with Christ, and it is no longer I who live, but Christ lives in me…”

In verse 33, Jesus concludes by declaring, “So therefore, any one of you who does not renounce all that he has cannot be my disciple.” One of the most common obstacles to full surrender is the love of money and possessions. Acts 3:6 reminds us of the value of spiritual wealth over material wealth. Christ must be recognized as the source and owner of all we have; anything less risks idolatry.

Money is perhaps the most persistent idol in history, and even believers are not immune. As 1 Timothy 5:8 warns, failing to provide for one’s household is worse than disbelief. Similarly, in Matthew 19:21, Jesus tells the rich man to sell all he has and follow Him. These verses highlight that stewardship, not ownership, is the Christian view of resources.

Ultimately, what matters after death is not how much we accumulated but what we surrendered for God’s glory. Our willingness to part with material wealth for His sake reflects the sincerity of our discipleship. As 1 Timothy 6:10 states, the love of money is the root of all kinds of evil. Thus, Christ must be Lord not only over our hearts but also over our possessions.

John Flavel succinctly captures the essence of biblical stewardship: “If I am the Lord’s, then, my time, my talents, and all that I have are His.” The call to discipleship encompasses every area of life. True followers recognize that everything belongs to God and must be used to honor Him. Only then can we truly say we have counted the cost.

Calculate the Cost – Luke 14:25-30

The real disciples of Jesus Christ are those who love Him more than anyone or anything, willing to take up their cross and follow Him. Our text this morning comes from the Gospel of Luke 14:25-32, where Jesus’s words on discipleship are sovereign—not meant to upset, but to reveal what every believer must do. Discipleship is not a small matter or a mere choice; it is a matter of life and death that must happen to every single believer. Jesus says that everyone must “calculate the cost,” a phrase familiar from our daily lives, like when we shop for groceries or budget for our needs. Just as we know our budget and what we can afford, so too must we count the cost of following Jesus. Biblical discipleship requires us to recognize and agree to the terms Jesus sets, which may include losing relationships, dreams, material things, and even our very lives. What does it take, and what is the outcome of following Jesus Christ? Counting the cost is essential to true discipleship.

Counting the cost is not a small matter; “it’s a matter of death and life”. As John Koessler said, “Counting the cost” means recognizing and agreeing to some terms first. In following Christ, we cannot simply follow our own inclinations. We cannot follow Him and the world’s way at the same time. Following Him may mean we lose relationships, dreams, material things, or even our lives…” Jesus demands this severity because He wants to build his church (Matthew 16:18). He is the first builder. Being a disciple means we enter the fight against the devil. Jesus is building His church, which the gates of Hades will not overcome. Jesus is not looking for many but a few. Like Gideon, who defeated the Midian armies with only 300 men, Jesus seeks a dedicated few. As John Wesley stated, “If I had 300 men who feared nothing but God, hated nothing but sin and would be determined to know nothing among men but Jesus Christ him crucified, I will set the world on fire”.

Failure to count the cost means we will turn away at the threat of sacrifice and rebel against Christ when difficulties arise. Judas failed to count the cost, leading to his betrayal and suicide. We often drop God’s word, prayer, and church, while clinging to our ambitions and idols. This means we didn’t calculate the cost at the beginning. The result is that the building is left unfinished. The person may have the form of holiness, but there’s no power of holiness in their lives. They are like the unfinished Oceanwide Plaza twin buildings in downtown LA, an ugly symbol and a shameful symbol of failure because they ran out of funds.

Jesus Himself is the initial original builder. Philippians 2:6-8 says Jesus “emptied Himself, by taking the form of a slave” and “humbled Himself by becoming obedient to the point of death, even death on a cross” in order to fulfill His mission of redemption. He counted the cost to build His church. In the same way, our discipleship must calculate the cost and be built on Christ.

To count the cost and build true discipleship, four things are necessary:

  1. True Belief: A genuine believer is transformed, desiring a new nature and daily struggling with the old. This internal fight, as Paul described in Romans 7:24, “Wretched man that I am who will deliver me from the body of this death,” is a normal Christian experience leading to victory, for “there’s no condemnation for those who are in Christ Jesus” (Romans 8:1).
  2. Trust: “Unless Yahweh builds the house, they labor in vain who build it” (Psalm 127:1). When we trust God, He builds in our hearts. Like the Thessalonian Christians, we must “turn to God from idols to serve a living and true God” (1 Thessalonians 1:9).
  3. Obedience: R. A. Torrey defined obedience as “the entire surrender of our wills, ourselves, and all that we have to Him”. Obedience says, “Take me, do with me what you want to send me where you want me to go and use me as you desire me to be used for you.” This complete surrender of ourselves to God is the condition of our receiving the baptism of the Holy Spirit. Do you obey God’s commands?
  4. Prayer: Prayer and discipleship are inseparable. The Gospels show Jesus constantly praying. Then the disciples prayed in the book of Acts, leading to the birth of the church. Prayer is like a radar to detect Satan’s work and it is God’s appointed way for obtaining things, and the most important business of a disciple’s life. The quality of our discipleship depends on prayer.  “Prayer is just the heart’s response. We breathe in Scripture and we breathe out prayer, Breathe in and breathe out… That’s the basic shape of Christian as everyday communion with God. Prayer is the breath of heavenly life.” (Michael Reeves)

Counting the cost is crucial for Jesus’ name and our own credibility. Failure leads to public ridicule, as Jesus warns: “This man began to build and was not able to finish” (Luke 14:30). Counting the cost means our hard work, our sweat, and blood for discipleship. Kanye West’s public turn, claiming “I’m god” and rejecting the fear of God, serves as a recent example of total failure due to not counting the cost. Counting the cost is a lifelong process that makes our lives fuller, fruitful, and better. Let us keep trusting, obeying and praying in all circumstances so Jesus looks really worthwhile more than anything as we glorify Him in our discipleship.

Test of the Jesus Disciple – Luke 14:25-27

Love and obedience to the Lord Jesus Christ are the defining characteristics of a true disciple. In the Gospel of Luke, two distinct groups of people emerge: the first is a large crowd that follows Jesus out of curiosity or self-interest, yet does not demonstrate genuine love or obedience. The second group consists of true disciples—those who sincerely love and obey Christ as they follow Him. Luke also identifies two essential conditions for discipleship: prioritizing Christ above all, including one’s own life, and willingly suffering for His sake.

The large crowds that followed Jesus likely did so for a variety of reasons. Some were drawn by His miracles and teachings, others were curious about His character, and many hoped He was the long-awaited Messiah who would liberate them from Roman rule. However, not all who followed truly believed in Him or loved Him. In the passage examined today, Jesus confronts the crowd with the true cost of discipleship—a message that ultimately causes many to turn away, revealing the authenticity of their faith.

Jesus poses a powerful challenge: “If anyone comes to Me and does not hate his own father and mother and wife and children and brothers and sisters, yes, and even his own life, he cannot be My disciple” (Luke 14:26). This statement is not a call to literal hatred, but rather a demand for radical prioritization. A true disciple must love Christ so supremely that all other affections pale in comparison. Genuine discipleship is marked by eternal life, entry through the narrow gate, and a personal commitment to Christ above all else.

Jesus’ use of the word “hate” is hyperbolic, meant to underscore the level of devotion He requires. He is not advocating animosity or neglect of family but emphasizing that loyalty to Him must come before even the closest human relationships. In a world where family often holds the highest place in one’s life, Jesus calls His followers to place Him at the very center.

Moreover, Christ teaches that a disciple must even “hate” his own life (Luke 14:26). This concept involves self-denial—the rejection of selfish desires and ambitions in favor of honoring and obeying Christ. A.W. Pink describes this as “loving and obeying Christ, to honor Christ, and to spend ourselves for Him.” The Apostle Paul echoes this in Galatians 2:20, stating that we are “crucified with Christ,” indicating that self-denial begins at salvation and continues throughout the Christian life.

The second condition for discipleship is a willingness to suffer for Christ. Jesus declares, “Whoever does not carry his own cross and come after Me cannot be My disciple” (Luke 14:27). Carrying one’s cross symbolizes a readiness to endure shame, hardship, and sacrifice for the sake of Christ. It is a daily, active commitment to follow Him regardless of the cost.

What does it mean to carry our cross? It may involve:

  • Shame: Facing rejection or ridicule from the world for following Christ.
  • Obedience: Choosing God’s will over personal comfort, regardless of circumstance.
  • Love: Sacrificially loving others, including enemies, as Christ loved us.

James MacDonald describes the life of a true disciple in vivid terms:

“The opposition of loved ones. The reproach of the world. Forsaking family and the comforts of life. Complete dependence on God. Obedience to the Holy Spirit. Proclaiming an unpopular message. A path marked by loneliness. Attacks from religious institutions. Suffering for righteousness’ sake. Slander and shame. Pouring out one’s life for others. Death to self and the world.”

The Apostle Paul expresses a similar sentiment in Philippians 3:8–11:

“More than that, I count all things to be loss in view of the surpassing value of knowing Christ Jesus my Lord…that I may know Him and the power of His resurrection and the fellowship of His sufferings, being conformed to His death.”

To come to Jesus is to live as He lived—with purpose, resolve, and unwavering obedience to the Father. Though disciples may suffer outwardly, inwardly they possess an eternal hope. The Apostle Peter writes that Christ left us an example in His suffering:

“For to this you have been called, because Christ also suffered for you, leaving you an example so that you might follow in his steps. He committed no sin, neither was deceit found in His mouth. When He was reviled, He did not revile in return; when He suffered, He did not threaten, but continued entrusting Himself to Him who judges justly” (1 Peter 2:21–23).

Every true disciple should strive to echo the words of the Apostle Paul at the end of his life: “I have fought the good fight, I have finished the course, I have kept the faith” (2 Timothy 4:7). For those who may feel unsure about their own commitment in light of these teachings, it is never too late to repent and turn to God. As long as we live, His grace remains available.

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